National Fintech Strategy 2026–2030 Builds Directly on the AI Strategy

Mauritius has unveiled a National Fintech Strategy 2026–2030 aimed at accelerating digital payments, financial inclusion, and the competitiveness of the financial sector — and unlike many national fintech plans, this one is explicitly built as an extension of the country's AI strategy rather than a parallel track.

Shared Infrastructure

The fintech roadmap references the National AI Strategy and FAIR Guidelines directly, and leans on infrastructure the government has already committed to elsewhere: the new AI Unit at MITCI, the Rs 25 million Public Sector AI Programme, and tax deductions of up to Rs 150,000 for AI investment by startups and MSMEs. The Financial Services Commission is separately building an AI-enabled assistant into its e-licensing platform.

What Banks Are Watching

For Mauritius' largest retail and corporate banks, MCB and SBM, the earliest AI impact is expected in the back office — routine reconciliations, intraday cash sweeps, and FX position matching are the kinds of manual, spreadsheet-heavy processes most likely to be consolidated into automated, API-driven workflows first.

Broader Digital Payments Push

The strategy also builds on momentum from the Mauritius Central Automated Switch (MauCAS) and its Instant Payment System, alongside new Financial Services Commission frameworks — including the 2026 "Known to the Commission" initiative — designed to streamline fintech licensing and attract international players while keeping regulatory oversight intact.